Cross-Border Payment Infrastructure

DECTA gives banks, fintechs, and PSPs a single certified platform to accept, process, and settle international payments across 50+ currencies and 32 countries.

Built-In Compliance

3D Secure v2.2, PCI DSS Level 1, and AML controls embedded directly in the payment flow.

Multi-Currency Settlement

Clearing and settlement with Mastercard, Visa, and UnionPay across the currencies your customers use.

Cross-Border Card Issuing

Debit, prepaid, and travel cards with tokenized digital wallet provisioning for cardholders on the move.

Two-Month Go-Live

High-availability infrastructure that fast-tracks your international payments without the wait.

Go Live in 50+ Currencies, Not 50+ Integrations

One certified platform to accept, process, and settle international payments across 32 countries.

Start Expanding

Accept International Payments Across All Major Networks

Cross-border payment acceptance starts with being where your customers are. DECTA connects merchants and PSPs to the card networks, digital wallets, and alternative payment methods that international customers rely on every day.

  • Mastercard, Visa, and UnionPay in Europe and Asia-Pacific
  • Apple Pay, Google Pay, Samsung Pay, and Garmin Pay
  • PayPal and alternative local payment methods
  • 50+ currencies for global reach

Cross-Border Payment Security and Compliance Built In

International payments carry heightened compliance obligations. DECTA's processing platform embeds security, authentication, and AML controls directly into the payment flow, so you can expand into new markets without adding compliance overhead.

  • 3D Secure v2.2 with PSD2 SCA and biometric authentication
  • PCI DSS Level 1, audited by the Big Four
  • AML scoring and KYC-integrated onboarding
  • 24/7 automated fraud monitoring

Multi-Currency Clearing and International Settlement

DECTA handles clearing and settlement with Mastercard, Visa, and UnionPay across multiple currencies and markets, giving you full visibility over your international funds flow with the reporting tools to match.

  • Clearing and settlement with Mastercard, Visa, and UnionPay
  • Visa OCT and Mastercard MoneySend for account-to-account transfers
  • Currency exchange and Forex management
  • Incoming fees and settlement position reporting

International Card Issuing for Cross-Border Use Cases

Complement your cross-border payments strategy with card issuing designed for customers on the move. From travel prepaid cards to tokenized digital wallet provisioning, DECTA makes it simple to put a trusted payment instrument in the hands of cardholders wherever they are.

  • Debit, prepaid, and travel cards on Mastercard, Visa, and UnionPay
  • Apple Pay, Google Pay, and Samsung Pay tokenization
  • Virtual cards for international payments
  • Airline addendum for travel businesses