Merchant Management & Automated Onboarding

Getting merchants live quickly and keeping them running smoothly are two sides of the same challenge. DECTA gives acquirers and payment businesses a fully automated merchant onboarding flow and a centralised API-driven management layer, so your team spends less time on manual processes and more time on growth.

24/7 Automated Onboarding

Register and configure new merchants at any hour with no manual intervention required.

Single API Integration

Control your entire merchant portfolio from one connection, with business-friendly documentation built in.

Full Legal Entity Management

Create and manage legal entities, merchant IDs, and terminal IDs with transparent, auditable records.

Real-Time Back-Office Access

View account turnovers, update statuses and permissions, and manage currencies across all sub-merchants instantly.

Onboard faster, manage at scale.

Fully automated merchant onboarding and a centralised API-driven management layer in one platform.

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Merchant Management API

The DECTA Merchant Management API gives you precise, programmable control over every element of your payment acceptance infrastructure. From a single integration you can build, configure, and maintain your entire merchant portfolio without relying on manual workflows or siloed tools. The API comes with business-friendly documentation and a developer portal designed to keep implementation straightforward.

  • Register and edit Merchant IDs
  • Create, view, and update Terminal IDs
  • Order and manage POS terminals
  • Create and administer legal entities
  • Define and adjust rate plans per merchant

Automated 24/7 Onboarding

New merchants and PSPs should not have to wait for business hours to go live. DECTA automates the full merchant and legal entity onboarding flow so registrations, configurations, and activations happen around the clock with no manual queues or back-and-forth delays. For acquirers scaling their portfolio, this means faster time to revenue for every new client added to your network.

Back-Office and Partner Account Management

The DECTA back-office provides a single access point to all sub-merchant data and account management tools. Your operations team can access client accounts remotely, update statuses and permissions, review account turnovers and transaction limits, and manage currencies across your full merchant base. The partner account structure is built to accommodate any type of business relationship you work with.

  • Merchants, PSPs, ISOs, agents, and marketplaces all supported
  • View and manage turnovers and account limits
  • Update account statuses and access permissions
  • Multi-currency management across the portfolio

Merchant-Facing Tools and Reporting

Beyond the back-office, DECTA equips merchants with the self-service tools they need to manage their own payment operations day to day. Combined with settlement position and incoming fees reporting available to acquirers, every party in the chain has the visibility needed to run efficiently.

  • Transaction timeline and performance analytics
  • Team accounts with role-based access
  • Invoice and product management
  • Subscription and recurring billing controls