Multi-Currency Processing

DECTA Multi-Currency Processing gives banks, fintechs, PSPs, and merchants the infrastructure to accept, clear, and settle payments in 50+ currencies across Mastercard, Visa, and UnionPay, with a single certified platform spanning Europe and Asia-Pacific.

Local Settlement

Accept and settle in local currencies across major and emerging markets, reducing friction for international customers.

Network Coverage

Certified processing across Mastercard, Visa, and UnionPay in both EEA and APAC under a single integration.

Built-In Forex

Currency exchange for corporate and retail banking contexts, including cross-currency incoming and outgoing payments.

Always On

High-availability infrastructure keeps your multi-currency operations running 24/7/365 at a 99.99% uptime SLA.

Run Your Entire Multi-Currency Programme Through One Processor

One API, one compliance framework, and certified coverage across Europe and Asia-Pacific, with market entry in as little as two months.

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Local Currency Acceptance Across Every Channel

Whether your customers are paying online, in-store, or via mobile wallet, DECTA ensures they can always pay in the currency they know. Our platform connects to the full range of major payment networks, digital wallets, and alternative payment methods, giving merchants and PSPs the local reach needed to grow internationally without added complexity.

Supported across Mastercard, Visa, UnionPay, Apple Pay, Google Pay, Samsung Pay, and PayPal, with local and alternative payment methods available throughout EEA and APAC:

  • eCommerce and in-app
  • In-store POS and contactless NFC
  • Recurring billing and pay-by-link
  • Account-to-account payments

Clearing, Settlement & Reconciliation in One Place

DECTA handles the full downstream flow across Mastercard, Visa, and UnionPay schemes, covering clearing file processing, settlement positions, and reconciliation within a single platform. Finance teams get complete visibility over multi-currency fund flows through on-demand settlement position reports, incoming fees reports, and statement processing included as standard.

The back-office currency management tools let you view account turnovers, limits, and statuses per currency, while AML scoring is applied consistently across all currency flows and regions.

Global Coverage From a Single Certified Processor

DECTA is a certified technical payment processor for Mastercard, Visa, and UnionPay in both the EEA and Asia-Pacific, operating under PCI DSS Level 1 compliant, Big Four audited infrastructure. Your entire multi-currency programme runs through one processing relationship, one API, and one compliance framework.

Fraud management with 24/7 automated monitoring is active across all currencies and regions, with individualised rule sets to keep approval rates high without exposing your business to unnecessary risk. And with market entry achievable in as little as two months, global expansion does not have to mean a lengthy setup.