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DECTA payment products

BIN Sponsorship & White Label Card Issuing

DECTA BIN sponsorship is a faster way for licensed financial institutions to launch their white label payment card programs. Fully certified, secure, and compliant as both payment card issuer and card payment processor.

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Custom card programs

Launch card programs under your bespoke branding in a mix of technologies and materials, tailored for any use case 

Turn-key issuing solutions

From connection to Mastercard payment network to full card lifecycle management and payment processing 

Powerful card issuing API

Control every aspect of your card program with a single DECTA API integration

Short time to market

Standardized, resource-efficient, and developer-friendly card management system integration via API  

Power to choose

Your perfect card is waiting for you

From cards to card programs – with DECTA Issuing services, the Whats and the Hows are up to you

Apply today
Solution spotlight

Card issuing API

DECTA BIN sponsorship services are supported by a full-featured card issuing API platform. Designed and built to enable a wide range of modern payment solutions, DECTA API is a simple and convenient tool that allows precise control and full ownership of your white label card program.

Within a single integration, the DECTA card issuing API provides a comprehensive way to configure and manage all your debit and prepaid card products - either virtual or physical payment cards - giving you the freedom to work with both corporate and private clients.

  • Card order and full lifecycle management
  • PIN assign / PIN reminder
  • Activate / block cards
  • Check and execute card transactions

Card payment processing

Access to card processing capabilities is a major prerequisite for starting a card program. DECTA in-house processing center is readily available as part of our issuer services along with our BIN sponsorship and white label card issuing solutions. 

This helps reduce the need for additional 3rd party integrations and provides issuers with all the essential functionality to effectively manage a  card program:

  • Direct connection to Mastercard payment network
  • Card payment processing
  • Biometric authentication for online payments
  • Full 3-D Secure (3DS) compliance

Operating in the online payments industry, in order to stay competitive it is crucial to be able to launch products quickly and ensure that they integrate well within the overall service portfolio, and our partnership with DECTA enabled us to do just that. Our new Monevium Card closed a gap in our product offering and became one of its cornerstones, allowing our business to take a significant leap forward.

Alexey Stepanov

Managing Director at Monevium

Being able to offer card solutions to our customers added a new level of credibility to our financial services. Solid execution and great attention to detail. Excellent work by the DECTA team!

Tatjana Zagradska

Head of Customer Service Department, Emerald

We are delighted to have DECTA as a partner who helps us to reach our goals. The payments industry is challenging; however, DECTA’s team has shown skillfulness and a truly high-class approach. The quality of our service is important and, thanks to DECTA’s team, we are able to provide it

Raman Korneu

CEO at TravelUnion

The way towards the payment cards was no easy, and due to a large variety of factors involved, the process has not been as smooth as one would imagine from the beginning. Though we are very happy with results achieved, high professionalism and responsiveness of the team and personalized approach made this path worthwhile

Nikolaj Mosejev

CEO at TeslaPay

How to start your card issuing program with DECTA

1

Define your card program

Get in touch with us, either directly or by filling the application form. Let us know key details of your business and what type of card payment solution you are looking for.

2

The agreement

We will run compliance tests and verify the necessary details. Now we are ready to get back to you with an offer and sign the partnership agreement.

3

Finalize your card design

Decide on the card materials and design elements. Get creative - if you can imagine it, we can make it for you! 

4

Implementation

We make the arrangements to get your card program up and running: full connection to Mastercard, development and integration, physical and virtual card production, defining fraud management rules specific to your business. All that’s left is bridging your core business and the DECTA card management systems via API.

5

Card issuing

With all the preparations in place, you are set to launch your payment card program under the DECTA BIN range and have the cards delivered to your customers.

6

Full-cycle card program management

Access our full issuing service package, including:

  • Payment authorization, clearing, and settlement with Mastercard;
  • Card management via API;
  • Fraud control and chargeback management;
  • Card personalization and delivery services;
  • SMS & push notifications.
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Tailored card experience

A white label payment card is a tangible piece of your brand in your customer’s hands. Make it matter! 

Embrace the possibilities to create a unique payment card experience shared between your business and your customers. From card type to the choice of materials to packaging used to deliver the final product to cardholders - you have control down to the smallest detail.

Card types and customization options

DECTA card issuing services enable you to launch a wide range of payment card programs and issue a variety of card types, both virtual and physical. These include:

  • Debit and prepaid cards
  • Business expense cards
  • Payroll cards
  • Travel cards
  • Virtual cards
  • And more

Further customize your card experience with the multiple technology and card material options:

  • Custom-design contactless EMV plastic cards
  • Biometric cards
  • Wearable payment devices
  • Metal cards
  • Payment cards made with sustainable materials