DECTA payment products

BIN Sponsorship & White Label Card Issuing

Our BIN sponsorship is a fast way for licensed financial institutions to launch their white label payment card programs. DECTA is a fully certified, secure, and compliant payment card issuer and card payment processor.

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Personalised card programs

Launch a branded card programs utilizing payment technologies that fit perfectly with your brand and customers.

Turn-key issuing solutions

Whatever you need from connection to the Mastercard payment network to full card lifecycle management and payment processing

Powerful card issuing API

Control every aspect of your card program through a single DECTA API integration

Short time to market

Standardized, resource-efficient, and developer-friendly card management system integration via our single API

Power to choose

Your perfect card is waiting for you

We have everything covered from issuing cards to launching a brand new card program

Apply today
Solution spotlight

Card issuing API

Our BIN sponsorship services are supported by a full-featured card issuing API platform.

Designed to enable a wide range of modern payment solutions, the DECTA API offers precise control and full ownership of your white label card program.

Configure and manage all your virtual or physical debit and prepaid card products with a single integration so you have the freedom to work with anyone from private to corporate clients.


  • Card order and full lifecycle management
  • PIN assign / PIN reminder
  • Activate / block cards
  • Check and execute card transactions

Card payment processing

Card processing capabilities are essential for starting a card program. Our in-house processing centre is readily available as part of our issuer services, along with BIN sponsorship and white label card issuing solutions.

  • Direct connection to Mastercard payment network
  • Card payment processing
  • Biometric authentication for online payments
  • Full 3-D Secure (3DS) compliance

Operating in the online payments industry, in order to stay competitive it is crucial to be able to launch products quickly and ensure that they integrate well within the overall service portfolio, and our partnership with DECTA enabled us to do just that. Our new Monevium Card closed a gap in our product offering and became one of its cornerstones, allowing our business to take a significant leap forward.

Alexey Stepanov

Managing Director at Monevium

Being able to offer card solutions to our customers added a new level of credibility to our financial services. Solid execution and great attention to detail. Excellent work by the DECTA team!

Tatjana Zagradska

Head of Customer Service Department, Emerald

We are delighted to have DECTA as a partner who helps us to reach our goals. The payments industry is challenging; however, DECTA’s team has shown skillfulness and a truly high-class approach. The quality of our service is important and, thanks to DECTA’s team, we are able to provide it

Raman Korneu

CEO at TravelUnion

The way towards the payment cards was no easy, and due to a large variety of factors involved, the process has not been as smooth as one would imagine from the beginning. Though we are very happy with results achieved, high professionalism and responsiveness of the team and personalized approach made this path worthwhile

Nikolaj Mosejev

CEO at TeslaPay

How to start your card issuing program with DECTA


Define your card program

Get in touch with us, either directly or by completing our application form. Tell us about your business and the type of card payment solution you’re looking for.


Sign our partnership agreement

We will run some compliance tests and verify the details. We will get back to you double quick with an offer and a partnership agreement to sign.


Finalize your card design

Here’s the fun part. Decide the design and materials you’d like to use for your card. Get creative – if you can imagine it, we can make it!



We will get your card program up and running. We’ll handle development and integration and card production as well as defining specific fraud management rules for your business. Then it’s time to connect you to Mastercard.

All that’s left is bridging your core business and the DECTA card management systems via API.


Card issuing

You are set to launch your payment card program under the DECTA BIN range and put your cards into the hands of your customers.


Full-cycle card program management

Access our full issuing service package, including:

  • Payment authorization, clearing, and settlement with Mastercard;
  • Card management via API;
  • Fraud control and chargeback management;
  • Card personalization and delivery services;
  • SMS & push notifications.
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Tailored card experience

A white label payment card is a tangible piece of your brand in your customer’s hands. Make the most of this exciting opportunity to increase exposure and awareness of your brand.

Create a unique payment experience between your business and your customers. Take control of every detail. From card type to choice of materials and packaging used to deliver your final product – make it all part of your brand experience.

Card types and customization options

Launch a wide range of payment card programs and issue a variety of card types, both virtual and physical. These include:

  • Debit and prepaid cards
  • Business expense cards
  • Payroll cards
  • Travel cards
  • Virtual cards
  • And more

Customise your card experience with exciting material options to make your offering stand out:

  • Custom-design contactless EMV plastic cards
  • Wearable payment devices
  • Payment cards made with sustainable materials
  • Biometric cards
  • Metal cards