DECTA payment products

BIN Sponsorship & White Label Card Issuing

Our solution is a fast way for licensed financial institutions to launch customized payment card programs. DECTA is a fully certified, secure, and compliant payment card issuer and processor.

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Personalised card programs

Launch a branded card programs utilizing payment technologies that fit perfectly with your brand and customers.

Turn-key issuing solutions

Whatever you need from connection to the Mastercard payment network to full card lifecycle management and payment processing

Powerful card issuing API

Control every aspect of your card program through a single DECTA API integration

Short time to market

Standardized, resource-efficient, and developer-friendly card management system integration via our single API

Your ideal card program is within reach

Discover how DECTA simplifies launching and operating card programs with comprehensive support.

 

Apply today

Technology and Management Tools

Card Issuing API

Our powerful Card Issuing API supports the comprehensive management of your white label card issuing programs, allowing precise control over every aspect of card functionality. This full-featured platform simplifies the complex task of card management into a single, convenient integration. Financial institutions can efficiently manage a range of tasks for both virtual and physical debit and prepaid card products.

Features include the ability to order and replace cards, transfer funds, activate and block cards, view balances, and more. The API also supports advanced features like tokenization, updating cardholder details, and PIN management, ensuring that both corporate and private clients receive a tailored, secure, and responsive card experience.

Card payment processing

DECTA's in-house processing center offers robust card payment processing solutions, crucial for launching and managing a card program with seamless authorization and clearing. Our services ensure seamless authorization and clearing with Mastercard, complete with full 3D Secure compliance, including out-of-band biometric authentication for enhanced security. We handle all aspects of card personalization, from data delivery to personalization bureaus to ensuring compliance with all Mastercard mandates and requirements.

Our comprehensive reporting and ongoing compliance measures support the robust management of your card programs, providing a dependable foundation for your financial offerings. This integration reduces the need for additional third-party services and streamlines your operations, making your payment processing both efficient and secure.

How to start your card issuing program with DECTA

1

Define your card program

Get in touch with us, either directly or by filling the application form. Let us know key details of your business and the card program you are interested and receive an offer from us.

2

The agreement

Our compliance team will perform onboarding of your financial institution. Once it is done, we are ready to get back to you for agreement signing.

3

Finalize your card design

Decide on the card materials and design elements. Get creative - if you can imagine it, we can make it for you!  

4

Implementation

We make the arrangements to get your card program up and running: full connection to Mastercard, support with set-up and integration, physical and virtual card production, defining fraud management rules specific to your business. All that’s left is bridging your core business and the DECTA card management systems via API.

5

Card issuing

With all the preparations in place, you are set to launch your payment card program under the DECTA BIN range and have the cards delivered to your customers.

6

Go live and issue cards for your customers!

Get an offer