DECTA payment products

Digital Banking Platform

We build bespoke digital banking solutions in the cloud. Complete, future-ready platform to transform a traditional bank into an online financial powerhouse. Unlock new markets, new audiences, new digital functionality.

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100% digital experience

Take your entire banking workflow online – from onboarding to cards and payment accounts to customer support

True to your business

Customisable list of business functionalities, pre-built white label web interface and mobile banking app for your customers

Power and diversity

State-of-the-art tech stack to enable a variety of applications across corporate and retail banking sectors


Better with automation

Extensive automation capabilities to streamline your business flow and eliminate unnecessary steps

Genuine online banking experience

Accelerate your growth

Full scope banking-as-a-platform solution to build financial products and services that are truly your own

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Solution Spotlight

Evolution on your terms

Embrace digital banking transformation without the restrictions of having to rebuild or reuse your core systems.

Our comprehensive SaaS digital banking platform allows us to develop technological solutions that equip banks and fintechs with modern corporate and retail banking products.

Whether your goal is to enhance your offering with custom financial features or launch a standalone online banking platform, our team will work with you to build the solution that makes your initiatives a reality.

  • Mastercard, Visa, UPI card issuing
  • WEB and Mobile self service for end-users
  • Automated omnichannel customer service platform
  • Accounts and payments, Lending and Reports
  • POS and eCommerce

Unified platform

Launch custom online banking tools and services. Avoid complex service stacking. Eliminate operational deadlocks.

Building on our all-in-one cloud banking platform, the DECTA team develops industry-standard software and infrastructure solutions – pre-integrated and available anywhere in the world.

  • Automated digital onboarding and KYC
  • AML scoring, credit scoring and fraud management
  • Payment gateway
  • General ledger

Branded interface

White label online banking interface and mobile banking app to provide your customers with quick and convenient access to banking data and functionality.

Intuitive core banking back-end solution to help you make data-driven decisions and easily navigate your business operations.

  • Comprehensive reporting and analytics
  • Easy data and account management

Not just for banks

Traditional banks, challengers and technology vendors increasingly find themselves competing for the same customer groups.

The ability to provide relevant digital banking experiences and quick service through process automation is a major competitive factor for a growing number of industries.

DECTA digital banking solutions help banks and fintechs to stay above the fold and capitalise on emerging marketplace opportunities.

Traditional banks

Take the leap to modernise, scale and diversify. Bypass limitations of legacy systems and reimagine yourself as a challenger bank within months

Large merchants

Launch digital banking capabilities: control payment flows, introduce flexible financing options, improve marketing funnels with detailed analytics. Cut expenses by adopting vertically integrated solutions

Fintech startup accelerators

Introduce a robust platform for your fintech startups to build upon and go to market quickly. Increase transparency to optimise your investment strategy


Telecom companies

Introduce financial services into your value chain as extra leverage to attract and retain customers