Core-banking System Integration

DECTA connects card issuing and processing to your existing core banking system, supporting both on-platform and external balance management across issuer and digital banking programmes.

Connect Your Core Banking System

Integrate card issuing and processing without changing how your accounts are structured.

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Core Banking Integration Models

DECTA issuer processing supports two approaches to card balance management. Balances can be held within the DECTA platform directly, or remain within your core banking system, with authorisation requests routed to your accounts in real time during each transaction.

Both models are fully supported, giving your institution the flexibility to integrate without changing how accounts are structured.

Supported Connectivity Protocols

For institutions managing card balances outside of DECTA, authorisation switching connects to your core banking system via REST API or ISO 8583 financial messaging. Both protocols are available natively, providing a practical integration path that works within your existing technical infrastructure without requiring bespoke development.

General Ledger and Settlement Alignment

The DECTA platform architecture links payment switching, card transaction data, and settlement flows to your core banking general ledger. This keeps financial records consistent across issuing and acquiring operations and reduces manual reconciliation work across both corporate and retail banking programmes.