Company news

DECTA powers PAIO's Visa acquiring launch, expanding partnership across major card networks

DECTA’s acquirer processing and white-label payment gateway now support PAIO’s newly launched Visa card acquiring service for merchants, celebrating another milestone after the launch of the UnionPay International acquiring program earlier in 2025.

May 27, 2026
DECTA powers PAIO's Visa acquiring launch, expanding partnership across major card networks

DECTA has gone live with PAIO's Visa acquiring service for merchants. This is the second major card network that the two companies have brought to market. PAIO merchants use both sides of DECTA’s acquiring offering. The acquirer processing platform handles the Visa member connections, processing authorisations, clearing transactions, managing fraud, and chargebacks. DECTA’s interface, the white-label payment gateway, handles payments from merchants’ sales channels: 3D Secure 2 authentication, recurring payments, payment links and reporting. This powerful bundle can be accessed via a single API.

Bringing PAIO's Visa acquiring program to market is another milestone in a partnership that keeps growing. We built our acquiring stack so fintechs and payment providers can launch fast and scale without rebuilding their infrastructure each time they add a network. PAIO is a strong example of what that approach looks like in practice. 
Santa Kiršbauma Board Member, Product Offering at DECTA
Expanding into Visa acquiring is a major step for PAIO and our growth. By working with DECTA's infrastructure, we can deliver a payment experience that meets the needs of modern businesses.
Yuliia Nikulina Director at PAIO

About PAIO

PAIO is an FCA-regulated fintech platform that helps businesses manage payments, transactions, and cash flow through a unified financial infrastructure. The company provides internet acquiring, alternative payment methods, and payment processing solutions for digital businesses worldwide.

About DECTA

DECTA is a challenger payment service provider. Modern, fast, and flexible, a perfect fit for mid-size banks, neobanks, and other EMIs. DECTA offers an all-in-one stack of payment tools while being adaptive to execute any technical request. Used by 2000+ companies across 32 countries, DECTA's product portfolio includes Payment Acquiring, White-Label Payment Gateway, Payment Processing, White-Label Card Issuing, BIN Sponsorship, and Digital Banking platform.