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Decta Stream™ Technical Processing for Visa/Mastercard members

End-to-end service for Issuers and Acquirers

Decta provides banks and financial institutions (Visa and Mastercard members) with a secure end-to-end platform for payment card issuing and acquiring, empowering them to bring new payment propositions to the market.

Decta offers a comprehensive suite of services and advanced technologies that enable financial institutions to manage full transaction processing cycle whilst providing seamless support for customers’ unique business needs.

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Decta Stream for Acquirers

Decta manages full acquiring authorization and transaction processing cycle, allowing Acquirers to focus on the main business, avoiding lengthy and costly regulatory authorization process.

Technical benefits

Full service cycle for Acquirers - acquiring authorization, transaction, clearing and settlement, 3D Secure 1.0 / 2.0 support, fraud and dispute management

Efficient and secure services to satisfy even most demanding compliance obligations and regulatory requirements

Clear implementation timelines and professional team support

Interchange Plus Pricing model support for acquiring

Visa Asia-Pacific region support

24 customer post-implementation support

Business benefits

SOAP integration for Acquiring flow processing

PCI DSS Level 1 compliant

Host-to-host integration through ISO8583 based or REST API protocol

Visa/Mastercard Principal Member with direct network links

System Availability Up-Time 99.98

Top-tier card processing solution Tieto Card Suite

Decta Stream for Issuers

For small and medium card issuers is a reasonable to outsource card processing to reduce costs, improve services, fraud management, and regulatory compliance. Smaller issuers have benefited from outsourcing card processing to the third-party processors to run their services more efficiently.

Technical benefits

Full service cycle for Issuers – personalization, issuing authorization, transaction, clearing and settlement, fraud and dispute management;

3D Secure support and integration with ID verification, compliance online services to satisfy even most demanding regulatory requirements