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DECTA Smart™ White-Label Cards for Fintechs

White-Label Card Issuing Solution

DECTA Smart offers White-Label Card Issuing and processing services allowing organisations to launch bespoke card programmes quickly and efficiently without the need to invest into standalone solution.

DECTA Smart service is available for private individuals and companies from the European Economic Area and designed to respond to our customers’ needs to create a compelling new range of products including digital wallets, physical or virtual cards, and reloadable or non-reloadable cards.

DECTA Smart White-Label Card Issuing Solution ensures operation and interoperability of smart cards throughout the payment systems, as well as facilitates clearing and settlement processes. DECTA possesses its own processing centre, fully integrated with payment systems to provide a flexible and competitive solution for prepaid card issuing programmes.

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DECTA provides a broad range of services covering the entire card issuing value chain

Connection to Mastercard payment network

Settlements and clearing with Mastercard

API integration of our Card Management System into customer’s platform

Advanced online administration (transfer funds, view balances, reporting, block and activate cards, etc.)

Processing authorisation messages

Risk management and fraud prevention solution

Card personalization services

Cards packaging and mailing

3D Secure

DECTA Smart benefits

Launch your own card programs in 2 weeks

Co-brand Program Go Live starting from 2 weeks for Virtual cards and from 3 months for Plastic cards

Improve your brand image

All co-brand partners are registered as Mastercard Program Managers

Implement cost effective solution

Enjoy comprehensive card issuing solution without unnecessary high investments in IT infrastructure

Increase your competitiveness

Leverage value from your new offering, grow your market share, stay competitive and increase revenues

Our all-powerful API

DECTA manages in-house API platform to support all possible customer project requirements in automation of payments and operations. We constantly develop new API functions, which are automatically available for all clients.

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A comprehensive and flexible corporate card issuing programme. Expand your offering with our White-Label Card Issuing Solution and launch your own card programme.