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DECTA powers PAIO’s launch of UnionPay International acquiring to help merchants tap global card-holder network

DECTA now supports PAIO’s launch of UnionPay International acquiring, giving merchants seamless access to one of the world’s largest cardholder networks across 180+ countries.

November 20, 2025

DECTA is proud to support Finthesis Ltd, operating under the brand PAIO, in launching UnionPay International card acquiring for its merchants. This integration allows PAIO’s clients to accept UnionPay cards both online and in-store, unlocking direct access to one of the world’s most extensive and fast-growing cardholder networks.

UnionPay plays a significant role in global commerce, especially across the Asia-Pacific region, and the ability to support this scheme gives merchants a meaningful competitive advantage. Through this collaboration, PAIO’s merchants can now engage UnionPay cardholders across 180+ countries and regions, enabling smoother cross-border payment flows and broadening commercial reach.

A Strategic Step for PAIO’s Growth

PAIO continues to build a strong multi-scheme acquiring capability, and the addition of UnionPay International reinforces its global ambition. With this launch, PAIO can offer its merchants a more complete acquiring portfolio, enhancing acceptance flexibility and supporting international expansion. For businesses working across borders or serving international customer bases, this is an important development that increases both reach and conversion potential.

DECTA’s Infrastructure Behind the Launch

The UnionPay acquiring capability is powered by DECTA’s acquiring processing and gateway technology, delivering secure, resilient, and scalable transaction handling. DECTA’s infrastructure ensures:

Reliable scheme integration

Global routing options

Strong compliance and security standards

Fast onboarding and smooth performance at scale

PAIO benefits from DECTA’s turnkey architecture, which reduces technical complexity and shortens time-to-market for expanded card acceptance services.

Why this matters

For merchants: New access to millions of UnionPay cardholders worldwide, leading to broader customer acquisition and higher acceptance rates.

For PAIO: A strengthened global offering and wider scheme coverage in a highly competitive acquiring landscape.

For DECTA: Another milestone in enabling fintechs and payment businesses to scale internationally using our robust, global-ready payments infrastructure.

Looking ahead

As global commerce continues to evolve, merchants increasingly require acquiring solutions that support a diverse set of payment schemes. With growing international traffic and customer mobility, UnionPay acceptance is a key differentiator for forward-looking payment providers.

DECTA remains committed to powering partners like PAIO with best-in-class processing technology, comprehensive scheme connectivity, and the expertise needed to support global growth.