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How to Manage Multiple PSPs With a Single White-Label Payment Gateway

In this blog post, we’ll explore how DECTA’s White-Label Payment Gateway simplifies the management of multiple PSPs, ensuring efficiency and scalability for your business.

April 28, 2025
How to Manage Multiple PSPs With a Single White-Label Payment Gateway

How to Manage Multiple PSPs With a Single White-Label Payment Gateway

Managing multiple Payment Service Providers (PSPs) can be a daunting task for businesses in the payment industry. As the market becomes increasingly competitive and oversaturated, PSPs, acquirers, payment operations managers, and marketplace operators face the challenge of integrating diverse systems while maintaining seamless operations. A white-label payment gateway offers a powerful solution to streamline these complexities.

Challenges PSPs Face When Integrating Multiple Payment Gateways

Payment Service Providers (PSPs) face significant challenges when integrating multiple payment gateways, despite the advantages of diversifying consumer options, expanding market reach, and enhancing user experience. These are the challenges that other PSPs tend to face when employing such strategies.

Technical Integration and System Complexity

Payment Service Providers (PSPs) that integrate with multiple payment gateways must deal with a variety of APIs, documentation standards, and communication protocols. Each separate gateway operates on its exclusively developed system. Thus, the overall payment processing system becomes overly complicated and prone to dysfunction with extensive requirements and tailored development. This also places a major burden on IT resources pressure.

Operational Management and Administrative Load

A complicated web of vendor relationships. Multiple gateways mean multiple vendors to manage, each with separate service level expectations, and separate performance monitoring. Managing these relationships is a time-consuming undertaking and often requires an in-house team to operate daily, interface with each provider, and track performance.

Financial Strain and Cost Implications

The costs increase exponentially when two or more different payment types are used. Gateways charge different integration fees, transaction fees, and ongoing support costs. The incremental costs add up across systems, adding strain to operational budgets and reducing margins—particularly with providers who operate on minuscule profit margins and little financial flexibility.

Data Fragmentation and Reporting Difficulties

Routing transactions through disconnected systems results in inconsistent data formats among systems. Collating that information into one comprehensive overview is an arduous—with high potential for error—effort that challenges not only real-time visibility but long-term analytics as well.

Security, Compliance, and Customer Experience

Multi-gateway compliance is tricky. Security protocols like PCI DSS vary; KYC and AML requirements are regional compliance standards. Beyond this, different integrations and different user flows create checkout process friction instead of the transparency and ease of use that should be offered during payment.

The Power of a White-Label Payment Gateway

The power of a white-label payment gateway lies in how DECTA’s solution acts as a unified platform where other PSP integrations become one cohesive system. There's no concern over varying functionalities between different integrations and panels because you never have to go into disparate tools. DECTA's white-label solution works over different checkout types and payment engines, meaning whether you have a custom-built mobile app or a template-based website, integration is easy.

Therefore, using DECTA's gateway means your setup can be the same regardless of how many PSPs you have (and you can have as many as you'd like), minimizing technical complexities and maximizing conversion rates for a consistent payment experience and smooth checkout process.

Key Benefits of Using DECTA’s White-Label Payment Gateway for Multiple PSPs

  • Centralized Integration: Instead of managing separate integrations for each PSP, DECTA’s gateway provides a single point of connection. This reduces the technical burden and minimizes the risk of errors during implementation.
  • Scalability for Market Expansion: Whether you’re entering a new region or expanding your existing capabilities, DECTA’s solution adapts to your needs, ensuring compatibility with diverse PSPs and payment methods.
  • Seamless User Experience: The gateway supports multiple checkout formats across devices and viewports, ensuring that customers enjoy a frictionless payment process no matter which PSP is involved.
  • Cost and Time Efficiency: By avoiding the need to develop proprietary infrastructure or manage multiple third-party systems, businesses save significant resources while accelerating time-to-market.

How to Implement a Unified Strategy with DECTA

DECTA's White-Label Payment Gateway offers a relatively simple way to accomplish a unified strategy for managing multiple Payment Service Providers (PSPs). DECTA's comprehensive payment gateway consolidates payment facilitation needs from all stakeholders—PSPs, acquirers, payment operations managers, marketplace operators, etc.—and lends itself to a singular scalable solution to diminish the effects of disparate payment processes across the board. Below are the ways to accomplish this with DECTA's all-in-one gateway.

  • Assess Current PSP Partnerships and Identify Pain Points: Assess partnerships with multiple PSPs and their affiliated pain points common across integrations. For example, DECTA's White-Label Payment Gateway reduces integration processes so any previous prolonged integration experiences can be noted as a pain point. Other examples may include varied technical requirements or fragmented data management.
  • Integrate DECTA’s White-Label Payment Gateway for Consolidated Connections: DECTA's solution creates one integration with every PSP you use. DECTA's payment gateway integrates with many of the leading European acquirers and a number of payment methods from Mastercard and Visa to PayPal and Apple Pay so that your integrated network will be in the know and interconnected. In addition, the integration requires just a few months max for implementation, so downtime is limited.
  • Customize the Gateway to Fit Your Business Needs: DECTA offers customizable features that allow you to style the branded payment interface to fit your business needs. For instance, you can white-label the payments page so that it appears a payment is going to your company and not some other PSP and you can tailor the checkout types across multiple devices and payment engines. So whether your clients use custom mobile apps or template-based websites, they can have a consistent experience. This ensures that your clients will recognize the interface no matter which PSP is used.
  • Leverage Payment Orchestration for Optimized Transaction Routing: DECTA also has optimized transaction routing that reroutes payments behind the scenes by location, amount, and desired payment method. For you, this means boosted authorization rates and reduced costs as payments are rerouted without you or the customer's knowledge, made in the moment. For the customer, however, this means fewer declined transactions and more successful transactions.
  • Streamline Collaboration with Back Office Features: DECTA also provides white-label back office and partner account features where you can create accounts and permissions for any financial institution with whom you're working—merchants, ISOs, etc. Everyone on your team can log into one single access point interface to process transactions, making collaboration easier toward a common payment processing goal.

These are just a few ways you can maximize the use of DECTA's White-Label Payment Gateway so your team can provide a cohesive experience that eliminates the frustrations of working with so many different PSPs while providing growth opportunities for any company looking to establish itself in the payments playfield. It has the backing, resources, and convenience to ensure easy integrations and boost viability for operational efficiency.

Conclusion

In an oversaturated payment market, the ability to manage multiple PSPs efficiently can set your business apart. DECTA’s White-Label Payment Gateway offers a robust solution to simplify integrations, reduce operational complexity, and enhance customer satisfaction. By centralizing your payment processes, you can focus on scaling your operations and reaching new markets without the burden of managing disparate systems. Ready to transform how you handle multiple PSPs? Explore DECTA’s White-Label Payment Gateway and take the first step toward a more streamlined payment strategy.