Earlier in one of our releases, we discussed what is 3D Secure and why it is necessary.
Security of online payments is essential in order not to face disputes between the merchant,
acquiring bank and issuing bank. However, there should be a balance between security and
convenience - additional authentication should not be required if it is not necessary. Therefore,
the new EMV 3D Secure now provides improved user-experience and frictionless authentication
which follows SCA requirements.
The PSD2 legislation has announced that all payment providers must migrate to 3D Secure v.2
till the end of 2020. We are happy to share that as of this week DECTA Merchant Plug-in has
switched to 3D Secure v.2