Decta Stream™ Technical Processing for Visa/Mastercard members

credit card processing payment processing

End-to-end service for Issuers and Acquirers

Decta provides banks and financial institutions (Visa and Mastercard members) with a secure end-to-end platform for payment card issuing and acquiring, empowering them to bring new payment propositions to the market.

Decta offers a comprehensive suite of services and advanced technologies that enable financial institutions to manage full transaction processing cycle whilst providing seamless support for customers’ unique business needs.

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Decta Stream for Acquirers

Decta manages full acquiring authorization and transaction processing cycle, allowing Acquirers to focus on the main business, avoiding lengthy and costly regulatory authorization process.

Business

02
Efficient and secure services to satisfy even most demanding compliance obligations and regulatory requirements
03
Clear implementation timelines and professional team support
04
Interchange Plus Pricing model support for acquiring
05
Visa Asia-Pacific region support
06
24 customer post-implementation support

Technical

01
SOAP integration for Acquiring flow processing
03
Host-to-host integration through ISO8583 based or REST API protocol
04
Visa/Mastercard Principal Member with direct network links
05
System Availability Up-Time 99.98

Decta Stream for Issuers

For small and medium card issuers is a reasonable to outsource card processing to reduce costs, improve services, fraud management, and regulatory compliance. Smaller issuers have benefited from outsourcing card processing to the third-party processors to run their services more efficiently.

Business

01
Full service cycle for Issuers – personalization, issuing authorization, transaction, clearing and settlement, fraud and dispute management;
03
Clear implementation timelines and professional team support
04
Visa Asia-Pacific region support
05
24 customer post-implementation support

Technical

03
Host-to-host integration through ISO8583 based or REST API protocols
04
Visa/Mastercard Principal Member with direct network links
06
System Availability Up-Time 99.98
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