Decta Smart™ White-Label Cards for Fintechs

credit card issuer card issuing

White-Label Card Issuing Solution

Decta Smart offers White-Label Card Issuing and processing services allowing organisations to launch bespoke card programmes quickly and efficiently without the need to invest into standalone solution.
Decta Smart service is available for private individuals and companies from the European Economic Area and designed to respond to our customers’ needs to create a compelling new range of products including digital wallets, physical or virtual cards, and reloadable or non-reloadable cards.
Decta Smart White-Label Card Issuing Solution ensures operation and interoperability of smart cards throughout the payment systems, as well as facilitates clearing and settlement processes. Decta possesses its own processing centre, fully integrated with payment systems to provide a flexible and competitive solution for prepaid card issuing programmes.

Card issuing for Financial Institutions

A bespoke white-label card issuing solution designed for financial institutions, comprising issuance and management of cards, BIN sponsorship and API integration. Partners develop their own online portals for customers to allow easy card and transactions management.

Card issuing for Corporate Clients

A comprehensive and flexible corporate card issuing programme available in EUR, GBP, USD, RUB. The programme includes issuance and management of personalized cards, complete API for viewing of transactions and cardholder information.

Decta provides a broad range of services covering the entire card issuing value chain

Connection to Mastercard payment network
Settlements and clearing with Mastercard
API integration of our Card Management System into customer’s platform
Advanced online administration (transfer funds, view balances, reporting, block and activate cards, etc.)
Processing authorisation messages
Risk management and fraud prevention solution
Card personalization services
Cards packaging and mailing
3D Secure

Decta Smart benefits

Launch your own card programs in 2 weeks
Co-brand Program Go Live starting from 2 weeks for Virtual cards and from 3 months for Plastic cards
Become Mastercard Program Manager
All co-brand partners are registered as Mastercard Program Managers
Implement cost effective solution
Enjoy comprehensive card issuing solution without unnecessary high investments in IT infrastructure
Increase your competitiveness
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